Eye2Eye

Eye2Eye University

Membership That Builds
Your Financial Future

Every member receives a $5,000 Line of Credit for purchasing in-house educational material. Premium members get everything — plus a personal advisor in your corner every month.

Get Started

Membership

FreeNo monthly fee

Start your financial literacy journey at no cost. Get unlimited access to our core curriculum and every free resource in the Eye2Eye library.

Unlimited access: Financial Terms · Responsible Credit Building (FCRA) · Credit Card as a Tool · Investing for Beginners
Free Resource Library: Budgeting Basics · Smart Saving Strategies · Building Good Credit · Intro to Investing · Taxes Demystified · Banking Essentials
Financial Glossary (12 key terms) + FCRA Rights Guide — dispute errors, remove outdated info & get your free annual credit report
Personal progress tracker, reward points & bilingual lessons (English + Spanish)
Certificate of completion per course
Community member benefits
Premium Members Only✓ Included Free

$5,000 Line of Credit

Every Eye2Eye University member receives a $5,000 Line of Credit (reported to the credit bureau) — used exclusively to purchase in-house electronic educational material. No interest. No hidden fees. Just access to the knowledge that changes your financial life.

In-house educational material onlyNo interest · No feesInstant access on enrollmentAll premium courses eligibleUse it at your own pace

How it works

01Join Eye2Eye University — free or premium
02Your $5,000 credit line is activated instantly
03Browse & unlock premium courses with your credit
04Learn, earn points, and build your financial future
Free to join · No credit card required
Most Rewarding

Premium Member

$99.99per course · sign-in required
What's included & optional add-ons
Each Course$99.99 per course
1-hr/mo Senior Advisor CoachingIncluded
Rent Tradeline Reporting
24-mo back-report + ongoing · optional
$199 setup
+ $49.99/mo
Utility Tradeline Reporting
Electric, gas, water, internet · optional
$199 setup
+ $49.99/mo
You will NOT be charged anything today

Everything in Membership, plus ALL financial literacy materials and a 1-hour monthly coaching call with a senior Eye2Eye team member.

Everything in Membership
ALL financial literacy materials — full library
1 hour/month coaching call with senior advisor
Priority course access & early releases
Personalized financial action plan
Reward points multiplier (2×)
Exclusive premium community access
Monthly financial accountability check-in
Rent payment trade line — 24 months back-reported + current month
🏠
Standalone Package$199 Setup + $49.99/mo

Rent Reporting Credit Boost

Your rent payments are your biggest monthly expense — and most people get zero credit for them. We change that. Pay a one-time setup fee of $199, then $49.99/month to keep reporting. We submit your rent history as a trade line to the credit bureaus — going back 24 months and continuing every current month going forward.

$199
One-time setup fee
+
$49.99/mo
Ongoing monthly reporting
📅24 months back-reported🔄Current month ongoing📊Reported to credit bureaus🏠Rent payments only

How it works

01Pay $199 setup — we verify your 24-month rental history
02Your rent trade line is submitted to the credit bureaus
03$49.99/month keeps your current payments reporting
04Cancel anytime — your back-reported history stays on file

* Rent Reporting is a standalone package — separate from the $3,999 Premium Membership. Premium Members who also want rent reporting must purchase this package separately. Results may vary. Reporting is subject to bureau acceptance.

$199 setup charged at checkout · $49.99/mo begins after setup is complete
Standalone Package$199 Setup + $49.99/mo

Utility Reporting Credit Boost

Electric, gas, water, internet, and phone bills — all reportable as positive trade lines. Same structure as Rent Reporting: $199 one-time setup, then $49.99/month to keep your utility payment history working for your credit score.

$199
One-time setup fee
+
$49.99/mo
Ongoing monthly reporting
📅24 months back-reported🔄Current month ongoing📊Reported to credit bureausElectric, gas, water & phone

How it works

01Pay $199 setup — we verify your 24-month utility history
02Your utility trade line is submitted to the credit bureaus
03$49.99/month keeps your current payments reporting
04Cancel anytime — your back-reported history stays on file

* Utility Reporting is a standalone package — separate from all other Eye2Eye memberships and packages. Results may vary. Reporting is subject to bureau acceptance. Eligible utilities include electric, gas, water, internet, and phone.

$199 setup charged at checkout · $49.99/mo begins after setup is complete
🏢University ExclusiveNEW

Business Credit Mastery

Crédito Empresarial — De Cero a Líneas Ilimitadas

The complete roadmap to building a bulletproof business credit profile — from forming your LLC and getting your EIN, to landing Net-30 vendor accounts, retail store cards, gas cards, and ultimately bank lines of credit and vehicle financing. Five progressive tiers, real vendor names, and every tool you need to separate your personal and business finances forever.

🏗️5 Tiers📖12+ Lessons⏱️6+ Hours🏆Advanced💳$599 Credit🌎Bilingual EN+ES
F
Foundation — Build Your Business Entity
LLC vs. C-Corp — which is right for you & why
Secretary of State filing — step-by-step walkthrough
Choosing the correct NAICS / SIC business code
Obtaining your EIN (Employer Identification Number)
Setting up a dedicated business address
Business phone number (separate from personal)
Professional company email matching your domain
Business website — why it matters for credibility
Registering with Dun & Bradstreet — get your DUNS number
Setting up a Nav.com business credit monitoring account
411 business listing — how to get listed
Opening a dedicated business checking account
1

Tier 1 — Starter Vendors (Net-15 / Net-30 Accounts)

Requires: Business entity + EIN + DUNS number · 3–6 months of on-time payments before advancing

These are the easiest accounts to open — they report to Dun & Bradstreet and/or Experian Business and require no personal credit check. Pay them on time every cycle to build your Paydex score to 80+.

Uline — office & shipping supplies (Net-30)
Quill — office supplies (Net-30)
Grainger — industrial supplies (Net-30)
Summa Office Supplies (Net-30)
Crown Office Supplies (Net-30)
Strategic Network Solutions (Net-30)
Wise Business Plans (Net-30)
Creative Analytics (Net-15)
How to apply, what to say, what to order
Minimum order amounts to trigger reporting
How to track your Paydex score on D&B
Target: 5+ trade lines before moving to Tier 2
2

Tier 2 — Retail Store Cards (Smaller Limits)

Requires: 5+ Tier 1 accounts with 6+ months of on-time payments · Paydex 80+

Now you graduate to store-branded business credit cards. These report to business credit bureaus and often have lower limits ($500–$5,000) but are critical stepping stones.

Home Depot Business Account
Lowe's Business Advantage Card
Staples Business Credit Card
Office Depot / OfficeMax Business
Amazon Business Line of Credit
Walmart Business Credit Card
Sam's Club Business Mastercard
How to apply without a personal guarantee
What credit bureaus each card reports to
Managing utilization on store cards
Target: 3–5 Tier 2 accounts before Tier 3
3

Tier 3 — Gas Cards & Large Department Store Cards

Requires: 3–5 Tier 2 accounts with 6+ months of on-time payments

Tier 3 unlocks higher-limit cards and fuel accounts — essential for businesses with vehicles or travel expenses. These cards typically offer $5,000–$25,000 limits.

Shell Fleet Card / WEX Fleet Card
BP Business Solutions Card
Chevron / Texaco Business Card
Exxon Mobil Business Fleet Card
Best Buy Business Advantage
Target Business Credit
Costco Anywhere Visa Business (Citi)
Nordstrom Business Account
How to stack gas cards for fleet savings
Negotiating higher limits after 6 months
Target: 3+ Tier 3 accounts before Tier 4
4

Tier 4 — Bank Credit Cards (No Personal Guarantee)

Requires: 3+ Tier 3 accounts · Strong Paydex & Intelliscore · 2+ years business history

Bank-issued business credit cards carry $10,000–$100,000+ limits and — when your profile is strong — require zero personal guarantee. Your business stands on its own.

Chase Ink Business Preferred / Unlimited
American Express Business Gold / Platinum
Capital One Spark Business Cards
Bank of America Business Advantage
Wells Fargo Business Platinum Card
Brex Corporate Card (no personal guarantee)
Ramp Business Card
How to apply for no-PG bank cards
Building relationships with your business banker
What a strong business credit file looks like to banks
Target: 2–3 bank cards before Tier 5
5

Tier 5 — Lines of Credit & Vehicle / Equipment Financing

Requires: Full Tier 1–4 profile · 3+ years business history · Revenue documentation

The pinnacle of business credit — unsecured lines of credit, SBA loans, and business auto / equipment financing entirely in your company's name. Borrow $50,000–$500,000+ with no personal liability.

Business lines of credit — banks vs. online lenders
SBA 7(a) loans — how to qualify & apply
Business auto loans in the company name only
Equipment financing & leasing strategies
Fundbox, BlueVine, OnDeck — when to use them
How to buy a company vehicle with business credit
Fleet financing for multiple vehicles
Maintaining your profile to keep limits growing
Separating personal & business finances permanently
Building a business credit score that outlasts you
🏠University Exclusive

Real Estate Wealth

Riqueza en Bienes Raíces

The most powerful wealth-building course in the Eye2Eye library — available exclusively to University members. Master ARV, the 70% rule, hard money loans, the BRRRR strategy, and walk away with a step-by-step action plan for your first deal.

📖8 Lessons⏱️4.5 Hours🏆Advanced💳$499 Credit🌎Bilingual EN+ES
What is ARV & how to calculate it
The 70% Rule — never overpay
Hard money vs. private money
Finding off-market deals
Renovation budgeting & SOW
BRRRR: Buy, Rehab, Rent, Refinance, Repeat
1031 Exchange & tax strategy
Your first deal — step by step
📈University ExclusivePremium OnlyNEW

Investing & Markets Mastery

Stocks · Bonds · ETFs · Forex · Crypto — 5 modules, one complete roadmap

From your very first stock purchase to navigating the Forex market and understanding crypto assets — this course gives you the real knowledge Wall Street doesn't teach in school. Learn how markets work, how to build a diversified portfolio, and how to trade with a strategy instead of emotion.

🗂️5 Modules📖20+ Lessons⏱️8+ Hours🏆Beginner → Advanced💳$549 Credit🌎Bilingual EN+ES
📊

Module 1 — Stocks

How to research, buy, and grow wealth through the stock market

What is a stock and how does ownership work
Market cap: large-cap, mid-cap, small-cap explained
How to read a stock chart — candlesticks & trends
Fundamental analysis: P/E ratio, EPS, revenue growth
Technical analysis: support, resistance, moving averages
Growth vs. value vs. dividend stocks
How to open and fund a brokerage account
Market orders vs. limit orders vs. stop-loss
Dollar-cost averaging (DCA) strategy
How to build a diversified stock portfolio
Understanding stock splits and dividends
Taxes on stock gains — short-term vs. long-term
🏛️

Module 2 — Bonds

The safe-haven asset every portfolio needs

What is a bond and how does it pay you
Government bonds: T-bills, T-notes, T-bonds
Municipal bonds and tax advantages
Corporate bonds: investment grade vs. junk
Bond ratings — Moody's, S&P, Fitch explained
Yield, coupon rate, and maturity date
How interest rates affect bond prices
Bond laddering strategy for steady income
I-Bonds and TIPS — inflation-protected securities
When to shift from stocks to bonds (age-based strategy)
🗂️

Module 3 — ETFs (Exchange-Traded Funds)

Instant diversification — the smart investor's shortcut

ETF vs. mutual fund vs. index fund — key differences
How ETFs trade like stocks but hold many assets
Expense ratios — why fees matter over time
S&P 500 ETFs: VOO, SPY, IVV compared
Sector ETFs: tech, healthcare, energy, financials
Bond ETFs for fixed-income exposure
International ETFs for global diversification
Dividend ETFs for passive income
Leveraged & inverse ETFs — risks explained
Building a 3-fund portfolio with ETFs
Tax-loss harvesting with ETFs
Roth IRA + ETF strategy for underserved communities
💱

Module 4 — Forex Trading

The world's largest financial market — $7.5 trillion traded daily

What is Forex and how currency pairs work
Major pairs: EUR/USD, GBP/USD, USD/JPY
Pips, lots, and leverage explained simply
How to read a Forex chart — candlestick patterns
Support & resistance in currency markets
Fundamental analysis: interest rates & economic data
Technical indicators: RSI, MACD, Bollinger Bands
Risk management: stop-loss, take-profit, position sizing
Choosing a regulated Forex broker
Demo account practice before real money
Common Forex scams and how to avoid them
Building a Forex trading journal & routine

Module 5 — Crypto Market

Bitcoin, Ethereum, altcoins, DeFi, and NFTs — the full picture

What is blockchain and how it works
Bitcoin: origin, supply cap, halving cycles
Ethereum: smart contracts and the ETH ecosystem
Altcoins: how to evaluate beyond the top 10
Stablecoins: USDC, USDT, DAI — use cases & risks
Centralized exchanges: Coinbase, Kraken, Binance
Decentralized exchanges (DEX): Uniswap, dYdX
Hot wallets vs. cold wallets — securing your crypto
DeFi: yield farming, staking, and liquidity pools
NFTs: what they are and what they are not
Crypto taxes — what the IRS requires you to report
Avoiding rug pulls, pump-and-dumps, and scams
🏗️

Advanced · Premium Exclusive · Valued at $5,000

Advanced Real Estate Investing Mastery

Built exclusively for investors with 10+ years of experience. This is not a beginner course — it is an institutional-grade curriculum covering the strategies that separate serious wealth builders from casual investors.

Syndication Structures: GP/LP Mechanics & Waterfalls
Commercial Underwriting: NOI, Cap Rates & DSCR
Opportunity Zones: Tax Deferral & Elimination
Real Estate Debt Funds: Structure, Returns & Risk
Note Investing: Performing & Non-Performing Loans
1031 Exchange Mastery: Reverse, DST & Build-to-Suit
Cost Segregation & Accelerated Depreciation
Institutional Portfolio Strategy: Core to Opportunistic
Private Equity RE: Raising Capital & Reg D
Advanced Exit Strategies & Legacy Wealth Transfer
10 Lessons · 180 min · $5,000 Value

Reward Points System

Earn Points. Unlock Rewards.

Every action you take on Eye2Eye earns you points — redeemable for real value.

Earn Points

+10
Complete a lesson
+50
Pass a course quiz
+100
Complete a full course
+25
On-time monthly payment
+200
Refer a friend

Redeem Points

🎓
1,000 ptsMost Popular

30-Min Session with a Licensed Financial Advisor

Redeem 1,000 points for a private 30-minute one-on-one session with a licensed financial advisor — personalized guidance on your credit, budget, or investment goals.

📚
500 pts

Premium Course Unlock

Redeem 500 points to unlock any single premium course from the Eye2Eye library — no payment required.

🏆
250 pts

Eye2Eye Achievement Badge

Earn a shareable digital badge recognizing your financial literacy milestone — great for LinkedIn and resumes.

* Advisor sessions are 30 minutes with a licensed financial advisor. Sessions are subject to availability and must be scheduled through the Eye2Eye member portal. Points are non-transferable and have no cash value.

You will NOT be charged anything today

Your card is saved for record purposes only. Your first payment of $99.99/month does not begin until 30 days after you sign up. No money leaves your account today — we promise.

🔒

No charge today. Clicking "Start Premium" takes you to our secure Stripe page to save your card. Your first $99.99 payment is not collected until 30 days after sign-up.

Secure sign-up · No charge today · Premium billing via Stripe starts 30 days after sign-up

← Back to Eye2Eye University
Our Parent Organization

The Global Renewal Group

Eye2Eye Financial Literacy operates as a division of The Global Renewal Group — a nonprofit community development organization with a singular mission: to bring real financial knowledge to the people who need it most. Through programs like Eye2Eye, we deliver free, bilingual financial education directly to low- and moderate-income communities and underserved populations across America — because access to financial literacy shouldn't depend on your zip code.

Nonprofit Mission

501(c) community development organization

Free & Bilingual

English + Spanish resources at no cost

Underserved First

Built for communities that are often overlooked

† $5,000 Line of Credit — Important Disclosure

The $5,000 Line of Credit offered through Eye2Eye University Premium Membership is a structured credit-building instrument designed to reinforce the responsible financial habits taught throughout the Eye2Eye program. Monthly payments of $99.99 are reported to the credit bureaus, giving members a real, measurable way to demonstrate the disciplined, on-time payment behavior they are actively learning and practicing. The goal is not simply to build a credit profile — it is to build the person behind it. By consistently applying the principles of responsible credit management covered in our curriculum, members lay a solid financial foundation that positions them to qualify for a home, finance a vehicle, and access the lines of credit that come to those who have proven they can handle money wisely. Credit reporting is subject to bureau acceptance. Results may vary. This is not a guarantee of credit approval or score improvement.

Call Us — 833-838-0836

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Eye2Eye Financial Literacy is a division of The Global Renewal Group, a nonprofit community development organization.  |  [email protected] | 833-838-0836 | eye2eye.credit

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